Builders Risk Insurance
Also referred to as course of construction (COC) insurance, is a specialized type of property insurance that protects a person’s or organization’s construction projects, renovations, or installation while in progress.
Who should purchase builders risk insurance?
- Property owners completing a renovation project
- Builders/Contractors completing a project
- Commercial construction (such as office buildings)
- Installation projects
- House flippers
- Development or investment companies
- Retail companies
- Architects or Engineers
- New Construction companies
Property Coverage
Insures against damage to your buildings and/or contents due to a covered loss.
Building Owners, tenants, and investors need to consider property coverage to protect their investment.
Professional Liability
Inland Marine
Covers business property while in transit, storage or on a job site.
Anyone with tools, equipment, and materials off the location of their business needs to consider inland marine coverage.
Commercial Auto
Our Auto Insurance coverage will protect your assets, business and financial future from threats. We offer comprehensive coverage for owned, leased, non-owned, and hired vehicles as well as fleet options.
Disability Insurance
A form of insurance that insures the beneficiary’s earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.
Anyone looking to protect an income, business owners, investors, and employees should consider disability insurance.
Workers Compensation
Provides benefits to employees for work related injuries, illness or death.
Workers’ compensation insurance is one of the most critical insurance policies you must have in your business. Without it, you’re facing significant legal and financial risk in the future. If you have employees you are required to carry workers compensation by law in Illinois.
Cyber and Privacy Liability
Commercial Umbrella
Provides extra liability over and above the limits on general liability, auto, and workers compensation policies.
Every business owner with underlying policies should consider this extra protection!
Life Insurance
There are different life insurance policies that can help protect your family and your business. Term, Permanent, Whole Life and Universal Life. Complete a life needs analysis to determine how to protect YOU!
Who needs life insurance?
- business owners and key persons in business
- Primary household income supports their spouse or partner
- Stay-at-home parents or spouses.
- Parents or grandparents with dependents.
- business owners and key persons in business
- People who want to cover their final expenses.
- Co-signers or co-owners of debt